Astrive Student Loans: College Loans for Undergraduate Students.

Undergraduate student loans
If you’ve explored all the options for federal aid, grants and scholarships and still find yourself with a gap in your college funds, you may be thinking about how a private student loan, such as an Astrive Student Loan, could help cover your costs.Whether you’re going to college as a freshman or as a senior, there are some basics every student needs to know about an Astrive Student Loan.

About your loan

How much can I borrow?		Apply for the amount you need, from $3,000 to $45,000 per academic year.¹
Is there a loan maximum?		There is a $75,000 lifetime limit for undergraduate loans.
What are the rates and fees?		There are no upfront or origination fees. However, a repayment finance charge may apply based on your or your co-signer's credit history. Learn more about rates and fees.
Who receives the check?		Loan funds are disbursed directly to the student and co-signer (if applicable).
What loan terms are available?		Astrive Student Loans offer competitive repayment terms. See the rates and repayment options here.
What are the repayment options?		Pay interest on your loan while in school, begin making payments immediately after graduation, or defer your payments up to six months after graduation.² Learn more about repayment choices here.

Using your loan
Private student loans are best used to fill the gap for expenses that scholarships and grants or federal student loans won't cover. While yours can be used for a wider variety of college expenses, it must be used for education-related costs.

Yes	No
Tuition	Car payments
Room and board	Laundry/dry cleaning
Lab fees	Doctor visits
Computer	Extra dorm furniture
Travel home	Spring break
Studying abroad	Athletic tickets

Get an Astrive Student Loan today
1. Use our Application Checklist
2. Consider getting a co-signer
3. Apply online in as little as 15 minutes

Astrive Student Loans are private student loans marketed by Union Federal Savings Bank, Member FDIC and Equal Opportunity Lender, and funded by SunTrust Bank. SunTrust does not fund federal loans through the Astrive Student Loan Program. Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue these programs without notice. All loan programs may not be available in certain jurisdictions. Astrive is a federally registered trademark of The First Marblehead Corporation, used by Union Federal Savings Bank and SunTrust under a license. SunTrust is a federally registered service mark of SunTrust Banks, Inc.

Union Federal Savings Bank and The First Marblehead Corporation are not affiliates or subsidiaries of SunTrust Bank.

1 In most states, undergraduates may borrow annually from $3,000 up to the lesser of the estimated cost of attendance or $45,000. Exceptions include South Carolina ($3,100 minimum), Colorado ($3,001 minimum), Oklahoma ($4,101 minimum), Alaska ($5,001 minimum), and Rhode Island ($5,001 minimum).

2 Undergraduate borrowers may choose to defer repayment of principal and interest until six months after graduation or ceasing to be enrolled at least half-time. Immediate repayment and interest-only repayment options are also available. Interest will accrue during any period of deferment and will be capitalized (added to the loan balance) at the time of repayment.

3 Trends in College Pricing (In-State Resident), College Board, 2007.