About your loan
| How much can I borrow? | Apply for the amount you need, from $3,000 to $45,000 per academic year1 | |
| Is there a loan maximum? | There is a $150,000 lifetime limit for graduate students | |
| What are the rates and fees? | There are no upfront or origination fees. However, a repayment finance charge may apply based on your or your co-signer's credit history. Learn more about rates and fees. | |
| Who receives the check? | Loan funds are disbursed directly to the student and co-signer (if applicable). | |
| What loan terms are available? | Astrive Student Loans offer competitive repayment terms. See the rates and repayment options here. |
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| What are the repayment options? | Pay interest on your loan while in school, begin making payments immediately after graduation, or defer your payments up to six months after graduation.2 Learn more about repayment choices here. |
Using your loan
Furthering your education can be a significant investment in
your goals. An Astrive Graduate Student Loan can help you get there.
Business school: Get tuition for accredited MBA programs, plus funds for education-related needs and living expenses
Medical and dental school: Loans may be used for tuition, plus equipment and tools essential to your degree or certificate
Law school: Pay for J.D., LL.M., J.S.D. or joint law degree programs and cover your education-related expenses
Get an Astrive Student Loan today
1. Use our Application Checklist
2. Consider getting a co-signer
3. Apply online in as little as 15 minutes
Astrive Student Loans are private student loans marketed by Union Federal Savings Bank, Member FDIC and Equal Opportunity Lender, and funded by SunTrust Bank. SunTrust does not fund federal loans through the Astrive Student Loan Program. Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue these programs without notice. All loan programs may not be available in certain jurisdictions. Astrive is a federally registered trademark of The First Marblehead Corporation, used by Union Federal Savings Bank and SunTrust under a license. SunTrust is a federally registered service mark of SunTrust Banks, Inc.
Union Federal Savings Bank and The First Marblehead Corporation are not affiliates or subsidiaries of SunTrust Bank.
1 In most states, graduate students may borrow annually from $3,000 up to the lesser of the estimated cost of attendance or $45,000. Exceptions include South Carolina ($3,100 minimum), Colorado ($3,001 minimum), Oklahoma ($4,101 minimum), Alaska ($5,001 minimum), and Rhode Island ($5,001 minimum).
2 Graduate borrowers may choose to defer repayment of principal and interest until six months after graduation or ceasing to be enrolled at least half-time. Immediate repayment and interest-only repayment options are also available. Interest will accrue during any period of deferment and will be capitalized (added to the loan balance) at the time of repayment.
3 Current Population Survey, Annual Social and Economic Supplement, U.S. Census Bureau 2007.
